The little secret of the rich

Both the poor and the rich spend money. But they do it differently.
The poor spend money so that the money goes away forever.
The rich spend cunningly: thanks to their expenses, their money is returned to them (not all money is returned, but a large part of it - for sure, and even in multiplied quantities).
How is it possible?
How can money be spent so that it is returned, and in large quantities? It's very simple!
There are 3 categories for spending money:

1) EXPENSES
This is exactly the way the poor always use it. Net expenses - this is spending money when the money is no longer returned.

What about net costs?
Purchase of food, utilities, apartment rental, repairs, furniture, children's expenses, restaurants, vacation, travel, entertainment, car, gifts, clothing, household appliances and other equipment, jewelry, jewelry, cosmetics, debt payment and loans, etc.
I'm sorry if I upset someone (the truth can often upset).

2) INVESTMENTS
Investments are a way of spending when money is indirectly returned. Often in multiplied quantities.
   
What about investments?
Your education, personal growth, sports (prepaid sports cards), various refresher courses, books, training for yourself and more.

Example of investment:
I bought a suggested sports card. It cost me 600 leva. But, thanks to the fact that I went regularly, I significantly raised my energy level. Right in the hall, I came up with ideas on how to get more money. And these ideas brought me more than BGN 3,000.
Or another person starts learning English. Thanks to his knowledge of English, he became more sought after and changed his job to a higher paid one.
Personally, I attribute my tennis activities to investments. Because tennis develops my energy and my body. Thanks to the new energy level, I can work with a large number of clients and perform a large amount of work.


3) INVESTMENTS
Investments are a way of spending money when the money is returned directly from the source of investment.

What about investments?
 Buying shares, real estate for sale (if the real estate is bought for you - this is an investment; real estate becomes more expensive and, if sold, it will bring more money), business, goods that are bought for resale and more.
Investments are profitable and losing.
Loser investments are when you earn less than you invested (you buy shares expensively, you sell them cheaply). Such investments are an expense, but in fact they bring experience.
Profitable investments return the money you invested, plus bring more money on top.

How are investments different from investments?
Investments bring in money indirectly. That is, the investments themselves do not bring money. Investments give something, thanks to which a person receives money.
Investments directly, directly bring money.


SAME THINGS - DIFFERENT CATEGORIES
 The same subject may belong to different categories depending on the use.

The apartment  is an investment for you. But the apartment bought for sale or rent - this is an investment.
The car  to travel with it to work - it's an expense. But if you intend to be a taxi driver, then the car is an investment because it will bring you money. Traveling  to the sea with the family is an expense. But a business trip that can make money is an investment. The computer  is an expense for you. A computer that you intend to work with and make money - this is an investment (an investment, because the computer itself will not bring you money, but thanks to it you will do the work that will bring you money).


THE GREAT SECRET OF THE RICH!

The rich invest and invest more money than they just spend. The poor practically spend all their money.
A little advice:
Learn to invest wisely first, and then you will learn to invest. Investments often lead to losses, which will be a cost for you. You have to learn to invest!